PRIVACY POLICY

Last Updated: 1st December 2018

Privacy Policy

This Privacy Policy describes your privacy rights regarding how and when we collect, use, store, share and protect your information across our website, APIs, applications, email notifications and tools regardless of how you use or access them.

When this policy mentions “we,” “us,” or “our,” it refers to the controller of your information under this policy. If you live in Nigeria, the data controller responsible for your information is (Shockinflux) a product of Syntax Imagination with its registered office at, Top Floor Gateway Savings and Loans Building, Off OGSHC Estate, KM 5, Idiroko Road Ogun State, Nigeria.

Notwithstanding which country you live in, when using any of our services, you consent to the collection, transfer, storage, disclosure, and use of your information in Nigeria and any other country we operate as described in this privacy policy. This includes any information you choose to provide that is deemed sensitive under applicable law.

We respect the privacy of our online visitors and registered users and we will take reasonable steps to protect your information. It is our policy to respect your privacy regarding any information we may collect while operating our website.

Accordingly, we have developed this privacy policy in order for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below.

About US
Shockinflux is an integrated payment and transaction processing platform, that provides transaction processing and payment infrastructure to customers.

What We Do to Information Collected

Personal Information
Accordingly, we have developed this privacy policy in order for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below.

This refers to the personal information you submit when you register (e.g., email address, company name, password, bank account number, etc.) it may also include anonymous information that is linked to you, for example, your IP Address. It should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

The following lists what we use your personal information for. These may be updated from time to time.

  • To provide you with access to our service.
  • To verify the information provided.
  • To prevent, detect and manage any illegal and fraudulent activity.
  • To improve our services to you.
  • To address any inappropriate use of our services.
  • To update our website layout, database and content.
  • To target advertisements, newsletter and service updates
  • Resolve disputes that may occur
  • We use information about you to verify accounts and activities, to monitor suspicious or fraudulent activities and to identify violations of policy.
  • Process your payment transaction and keep you informed about the status of your payment.
  • Comply with and enforce applicable legal requirements, industry standards and our policies.
  • Prevent potentially illegal or prohibited activities and enforce our Terms of Use.
  • Compare information for accuracy and verify it with third parties.
  • Fulfill other purposes to which you have consented, which would be reasonably expected by you, or which are otherwise authorised or required by law. Where required by law or where we believe it is necessary to protect or legal rights; we will use information about you in connection to legal claims, regulatory issues, audit function, merger or funding.
  • We use collective learnings about how people use our services to troubleshoot and to identify trends, usage, patterns and areas of integration to better analyze, operate and improve our business and the Service (including enhancing the user experience, managing communications and functionality, and developing new products and services)

Additional personal information may be gotten from third party applications and other identification/verification services. For example, from your financial institution.

We (Shockinflux) have no right to look into client(s) account(s) unless if suspected of fraud.

Once you begin to use our services, we keep all records of your transactions and we will not share or disclose your personal information with a third party without your consent.

Web Visitors
We do not collect information to web visitors. We may however collect non-personally-identifiable-information to enable us target advertisements to you, monitor and improve our website and services. This too, will not be shared or disclosed to third parties without your consent.

Protecting Your Information
We will protect your personal information by using global security safeguards against loss or theft, as well as against any unauthorized access, risk of loss, disclosure, copying, misuse or modification.

Other security measures include but not limited to, firewall, data encryption and granting access only to employees in order to fulfil their job responsibilities.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Cookies
Like many other websites, we use cookies to identify you as a user and to customize and improve our services. A cookie is a small data file that is transferred to your computer or mobile device. It enables us to remember your account log-in information, IP addresses, web traffic, number of times you visit, date and time of visits.

Some browsers may automatically accept cookies while some can be modified to decline cookies or alert you when a website wants to place a cookie on your computer. If you do choose to disable cookies, it may limit your ability to use our website.

Data Storage
We will only retain personal information on our servers for as long as an account is active. Once an account has been deactivated, your information is stored on our servers for as long as necessarily obligated by law.

Updates, Modifications & Amendments
We may need to update, modify or amend our privacy policy as our technology evolves. We reserve the right to make changes to this privacy policy at any time by giving notice to Users on this page.

This policy may change from time to time at our sole discretion. We advise that you check this page often, referring to the date of the last modification on the page If a User objects to any of the changes to the Policy, the User must cease using this Site, or terminate account in the event an account has been created.